PHILANTHROPY AND ENTERPRISE IN THE BRITISH CREDIT UNION MOVEMENT

Paul A. Jones

Economic Affairs, 2005, vol. 25, issue 2, 13-19

Abstract: Through the 1990s hundreds of credit unions were established to serve indebted communities throughout Britain. These volunteer‐run financial co‐operatives did not meet growth expectations because of restrictive legislation, inadequate development models and well‐intentioned but unproductive state intervention. British credit unions are more successful when they develop as market‐oriented social enterprises able to build effective partnerships with banks, government and the private sector to serve low‐income communities.

Date: 2005
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