Journal of Consumer Affairs

2012 - 2025

Current editor(s): Sharon Tennyson

From Wiley Blackwell
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Volume 53, issue 4, 2019

Consumer Response toward Plus‐Size Models Featured in the Mainstream Media pp. 1355-1379

Kathrynn Pounders and Amanda Mabry‐Flynn

Integrating Negative Social Cues in Tobacco Packaging: A Novel Approach to Discouraging Smokers pp. 1380-1395

Jennifer Jeffrey and Matthew Thomson

Capturing the Commercial World of Children: The Feasibility of Wearable Cameras to Assess Marketing Exposure pp. 1396-1420

Leah Watkins, Robert Aitken, Ryan Gage, Moira B. Smith, Tim J. Chambers, Michelle Barr, James Stanley and Louise N. Signal

Recognizing Native Ads as Advertising: Attitudinal and Behavioral Consequences pp. 1421-1442

Soontae An, Gayle Kerr and Hyun Seung Jin

Consumer Skepticism of Claims in Food Ads vs. on Food Labels: An Exploration of Differences and Antecedents pp. 1443-1455

Anusree Mitra, Manoj Hastak, Debra J. Ringold and Alan S. Levy

Animation and Consumer Perceptions of DTC Pharmaceutical Advertisement pp. 1456-1477

Esta D. Shah, Lindsay R. L. Larson and Luther L. Denton

Children as Vulnerable Consumers in Online Environments pp. 1478-1506

Ann‐Marie Kennedy, Katharine Jones and Janine Williams

Adding Regret to Fear Appeals: When the Going Gets Difficult, Regret Gets Action pp. 1507-1534

Kirsten Passyn

Portrayals of Minorities and Women in Super Bowl Advertising pp. 1535-1572

Charles R. Taylor, Alexander Mafael, Sascha Raithel, Carissa M. Anthony and David W. Stewart

Beyond Deception: Potential Unfair Consumer Injury from Various Types of Covert Marketing pp. 1573-1601

Jenifer Skiba, Ross D. Petty and Les Carlson

Financial Literacy as More than Knowledge: The Development of a Formative Scale through the Lens of Bloom's Domains of Knowledge pp. 1602-1629

Dee Warmath and David Zimmerman

How Does Consumers' Financial Vulnerability Relate to Positive and Negative Financial Outcomes? The Mediating Role of Individual Psychological Characteristics pp. 1630-1673

Arvid O. I. Hoffmann and Simon J. McNair

The Influence of Financial Well‐Being on Pawnshop Use pp. 1674-1692

Gianni Nicolini and Brenda J. Cude

The Impact of Automated Reminders on Credit Outcomes: Results from an Experimental Pilot Program pp. 1693-1724

Stephen P. Roll and Stephanie Moulton

Exploring the Relationship between Financial Education and Financial Knowledge and Efficacy: Evidence from the Canadian Financial Capability Survey pp. 1725-1747

David W. Rothwell and Shiyou Wu

Barriers to Banking: A Mixed‐Methods Investigation of Previously Incarcerated Individuals' Banking Perceptions and Financial Knowledge pp. 1748-1774

Katherine S. Mielitz, Joy Clady, Meghaan Lurtz and Kristy Archuleta

Evaluating Financial Capability Services Provided in a Workforce Development Program pp. 1775-1796

J. Michael Collins and Mia Nafziger

The Financial Services Environment and Schools' Savings Rates in the San Francisco Kindergarten to College Program pp. 1797-1824

Terri Friedline, Ian M. Dunham and Megan O'Brien

Assessing the Effectiveness of Financial Coaching: Evidence from the Boston Youth Credit Building Initiative pp. 1825-1873

Alicia Modestino, Rachel Sederberg and Liana Tuller

Financial Literacy: The Role of the Local Context pp. 1874-1919

Doriana Cucinelli, Paolo Trivellato and Mariangela Zenga

Does Student Loan Debt Contribute to Racial Wealth Gaps? A Decomposition Analysis pp. 1920-1947

Venoo Kakar, Gerald Daniels and Olga Petrovska

Financial Knowledge and “Don't Know” Response pp. 1948-1969

Namhoon Kim and Travis Mountain

Heuristics in Mutual Fund Consumers' Willingness‐to‐Invest: An Experimental Approach pp. 1970-2002

Jaime F. Lavin, Mauricio A. Valle and Nicolas Magner

Who Files for Personal Bankruptcy in the United States? pp. 2003-2026

Jonathan Fisher

Does Payday Lending Hurt Food Security in Low‐Income Households? pp. 2027-2057

Yunhee Chang

Local Conditions and Debt in Collections pp. 2058-2085

Breno Braga, Signe‐Mary Mckernan, Caroline Ratcliffe, Brett Theodos, John Chalekian and Christopher Trepel

Volume 53, issue 3, 2019

Ready for the Revolution? Why Publishing Consumer Research Is Changing pp. 691-695

Ronald Paul Hill

The Effects of Financial Education on Financial Literacy and Savings Behavior: Evidence from a Controlled Field Experiment in Dutch Primary Schools pp. 699-730

Adriaan Kalwij, Rob Alessie, Milena Dinkova, Gea Schonewille, Anna van der Schors and Minou van der Werf

Impact of Financial Education Mandates on Younger Consumers' Use of Alternative Financial Services pp. 731-769

Melody Harvey

Exploring a Model for Integrating Child Development Accounts with Social Services for Vulnerable Families pp. 770-795

Jin Huang, Sondra G. Beverly, Youngmi Kim, Margaret M. Clancy and Michael Sherraden

Using the Family Self‐Sufficiency Program to Help Families with Housing Assistance Improve Earnings, Credit Score, and Debt Levels: A Quasi‐Experimental Analysis pp. 796-824

Judy Geyer, Lesley Freiman, Jeffrey Lubell and Micah Villarreal

An Examination of Participation in Homebuyer Education and Counseling Services pp. 825-847

Shawn R. Moulton, Laura R. Peck, Nichole Fiore, Debbie Gruenstein Bocian and Donna DeMarco

First‐Year Impacts on Savings and Economic Well‐Being from the Assets for Independence Program Randomized Evaluation pp. 848-868

Gregory Mills, Signe‐Mary McKernan, Caroline Ratcliffe, Sara Edelstein, Michael Pergamit and Breno Braga

Financial Capability for All: Training Human Service Professionals to Work with Vulnerable Families pp. 869-876

Margaret S. Sherraden, Julie Birkenmaier and J. Michael Collins

Building Financial and Health Literacy at Older Ages: The Role of Online Information pp. 877-916

Hessam Bavafa, Junhao Liu and Anita Mukherjee

Engagement with Retirement Savings: It Is a Matter of Trust pp. 917-945

A. M. Jeanette Deetlefs, Hazel Bateman, Loretti Dobrescu, Ben R. Newell, Andreas Ortmann and Susan Thorp

Small‐Dollar Credit Lending: The Effect of Financial Burden on Personal Asset Misvaluation pp. 946-974

Sommer Kapitan, Spencer M. Ross and David H. Silvera

Narrow Framing and Retirement Savings Decisions pp. 975-997

Serah Shin, Hyungsoo Kim and Claudia J. Heath

Sponsorship Disclosures of Native Advertising: Clarity and Prominence pp. 998-1024

Soontae An, Hannah Kang and Sra Koo

Rent‐to‐Own Pricing: Theory and Empirical Evidence pp. 1025-1055

Sanjiv Jaggia, Hervé Roche and Michael H. Anderson

App Users Unwittingly in the Spotlight: A Model of Privacy Protection in Mobile Apps pp. 1056-1083

Verena M. Wottrich, Eva A. van Reijmersdal and Edith G. Smit

It's Only Once, So Let's Indulge: Testing Ordinary vs. Extraordinary Experience within Marketing Messaging, Temporal Distance, and Consumer Indulgence pp. 1084-1116

Elizabeth A. Minton and Richie L. Liu

Perceived Marketplace Influence and Consumer Ethical Action pp. 1117-1145

R. Bret Leary, Richard J. Vann and John D. Mittelstaedt

Nutrition and Food Choice: Home vs. Restaurants pp. 1146-1166

James K. Binkley

A Wolf in Sheep's Clothing: How Humanized, Retargeted Ads Intrude in Social Contexts pp. 1167-1191

Anne Hamby and Veronika Ilyuk

Automatic Enrollment and Its Relation to the Incidence and Distribution of DC Plan Contributions: Evidence from a National Survey of Older Workers pp. 1192-1219

Barbara A. Butrica and Nadia Karamcheva

Consumers' Needs for Public Education and Corporate Participation Regarding Child Internet Addiction: Based on the Risk Perception Attitude Framework pp. 1220-1233

Su‐Jung Nam and Hyesun Hwang

Asset Allocation of Two‐Person Households under Different Longevity Expectations pp. 1234-1254

Tae-Young Pak and Patryk Babiarz

Consumer Reactions to Price Comparison and Disclosure Information in Prescription Drug Print Advertising pp. 1255-1272

Kathryn J. Aikin, Kevin R. Betts, Brian G. Southwell, Vanessa Boudewyns, Mihaela Johnson and A.D.S. Breslav

Problem‐Solving Orientations, Financial Self‐Efficacy, and Student‐Loan Repayment Stress pp. 1273-1296

Soyeon Shim, Joyce Serido and Sun‐Kyung Lee

Policy Uncertainty and Saving Attitude: Evidence from a Survey on Consumers pp. 1297-1311

Masayuki Morikawa

What I Know, What I Think I Know, and Whom I Know pp. 1312-1349

Yunhyung Chung and Youngkyun Park

Volume 53, issue 2, 2019

Toward Financial Capability—Empowering the Young pp. 263-295

Laura Luukkanen and Outi Uusitalo

Financial Decisions and Financial Capabilities in the Andean Region pp. 296-323

María Roa García, Ignacio Garrón and Jonathan Barboza Pineda

Understanding the Racial/Ethnic Gap in Bank Account Ownership among Older Adults pp. 324-354

Luisa R. Blanco, Marco Angrisani, Emma Aguila and Mei Leng

The Effects of Airline Mergers on Consumers' Perceptions of Services and Behavioral Responses pp. 355-381

Peter Andersen and Fei L. Weisstein

Exploring the Interplay of Cognitive Style and Demographics in Consumers' Financial Knowledge pp. 382-423

Genevieve E. O'Connor

Mindfulness, Money Attitudes, and Credit pp. 424-454

Maria C. Pereira and Filipe Coelho

Financial Literacy and Self‐Employment pp. 455-487

Aida Ćumurović and Walter Hyll

Personality and Saving Behavior Among Older Adults pp. 488-519

Sarah D. Asebedo, Melissa J. Wilmarth, Martin C. Seay, Kristy Archuleta, Gary L. Brase and Maurice MacDonald

Are Ex‐Ante Hypothetical Bias Calibration Methods Context Dependent? Evidence from Online Food Shoppers in China pp. 520-544

Wen Lin, David Ortega and Vincenzina Caputo

Vaping Viewpoints: A Multi‐Segment Understanding of E‐Cigarette Risk Perceptions pp. 545-571

Justine Rapp Farrell and Anne M. Hamby

Racial Differences in the Returns to Financial Literacy Education pp. 572-599

Abdullah Al‐Bahrani, Jamie Weathers and Darshak Patel

Consumer Bankruptcy Stigma: Understanding Relationships with Familiarity and Perceived Control pp. 600-629

Alycia Chin, Taya R. Cohen and Mark R. Lindblad

“Four Bright Coins Shining at Me”: Financial Education in Childhood, Financial Confidence in Adulthood pp. 630-651

Dario Sansone, Mariacristina Rossi and Elsa Fornero

The Consumer Costs of Food Certification: A Pilot Study and Research Opportunities pp. 652-661

David P. Carter and Adrienne Cachelin

Identifying Non‐Adopter Consumer Segments: An Empirical Study on Earthquake Insurance Adoption in Turkey pp. 662-685

Feray Adigüzel, Mirella Kleijnen, B. Burçak Başbuğ Erkan and Ceylan Talu Yozgatligil

Volume 53, issue 1, 2019

A Longitudinal Examination of FDA Warning and Untitled Letters Issued to Pharmaceutical Companies for Violations in Drug Promotion Standards pp. 3-23

Yam B. Limbu, Christopher McKinley and Valerio Temperini

Debt Literacy and Debt Literacy Self‐Assessment: The Case of Poland pp. 24-57

Andrzej Cwynar, Wiktor Cwynar and Kamil Wais

Identity Threat Assessment and Prediction pp. 58-70

Jim Zaiss, Razieh Nokhbeh Zaeem and K. Suzanne Barber

Marketing Benchmarks: Do You Trust Your Friendly Marketer? pp. 71-86

Carl Obermiller

Encouraging Tax‐Time Savings with a Low‐Touch, Large‐Scale Intervention: Evidence from the Refund to Savings Experiment pp. 87-125

Stephen P. Roll, Blair D. Russell, Dana C. Perantie and Michal Grinstein‐Weiss

An Exploratory Study of Regulatory Failure in the Australian Home Mortgage Market pp. 126-166

Gavin Nicholson, Ross Skelton and Julie‐Anne Tarr

Assessing the Validity of Consumer Ratings for Higher Education: Evidence from a New Survey pp. 167-200

Jonathan Rothwell

Consuming to Be Good: Therapeutic Ideology and Transracial Adoptive Mothers pp. 201-233

Robin L. Soster, Kelly L. Tian, Alexander S. Rose and Randall L. Rose

The Effects of Financial Education on Short‐Term and Long‐Term Financial Behaviors pp. 234-259

Jamie Wagner and William B. Walstad