Journal of Risk & Insurance

2003 - 2025

Current editor(s): Joan T. Schmit

From The American Risk and Insurance Association
Contact information at EDIRC.
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Volume 92, issue 1, 2025

The market for model laws: The diffusion of NAIC model laws pp. 5-32

Charlotte S. Alexander, Martin F. Grace and Jingshu Luo

A fair price to pay: Exploiting causal graphs for fairness in insurance pp. 33-75

Olivier Côté, Marie‐Pier Côté and Arthur Charpentier

Market discipline and government guarantees: Evidence from the insurance industry pp. 76-115

Yiling Deng, J. Tyler Leverty, Kenny Wunder and George Zanjani

Children as insurance revisited: Impact of children on private insurance adoption among older parents pp. 116-138

Zhaoxue Ci

Utilizing large‐scale insurance data sets to calibrate sub‐county level crop yields pp. 139-165

Francis Tsiboe, Dylan Turner and Jisang Yu

Supplementing risk adjustment with high‐risk pooling using historical data for identifying the high risks pp. 166-202

Michel Oskam, Richard C. van Kleef and René C. J. A. van Vliet

Do higher insurance premiums provoke larger reported losses? An experimental study pp. 203-226

William G. Morrison and Bradley Ruffle

Insurtech, sensor data, and changes in customers' coverage choices: Evidence from usage‐based automobile insurance pp. 227-256

Miremad Soleymanian, Charles B. Weinberg and Ting Zhu

Volume 91, issue 2, 2024

Special issue on climate change and natural disasters pp. 255-261

Alejandro H. Drexler and Ralf Meisenzahl

Insurers' climate change risk management quality and natural disasters pp. 263-298

Thomas R. Berry‐Stölzle, Simon Fritzsch, Philipp Scharner and Gregor Weiß

Improving household and community disaster recovery: Evidence on the role of insurance pp. 299-338

Xuesong You and Carolyn Kousky

Abandoning disaster relief and stimulating insurance demand through premium subsidies pp. 339-382

Tim Philippi and Jörg Schiller

Mitigating wildfire losses via insurance‐linked securities: Modeling and risk management perspectives pp. 383-414

Hong Li and Jianxi Su

Optimal insurance contract design with government disaster relief pp. 415-447

Sebastian Hinck

Pareto‐efficient risk sharing in centralized insurance markets with application to flood risk pp. 449-488

Tim J. Boonen, Wing Fung Chong and Mario Ghossoub

Volume 91, issue 1, 2024

More options, more problems? Lost in the health insurance maze pp. 5-35

Christian Biener and Lan Zou

How does health spending among demographic groups compare to Affordable Care Act premium regulations? pp. 37-55

Caroline Hanson and Alexandra Minicozzi

How does medical insurance contribution affect corporate value? Evidence from China pp. 57-92

Xuchao Li, Jiankun Lu, Jian Wang and Jiyuan Wang

Lower disclosures from customers screened by financial advisors pp. 93-120

Doron Samuell and Demetris Christodoulou

The effect of weather index insurance on social capital: Evidence from rural Ethiopia pp. 121-159

Halefom Yigzaw Nigus, Eleonora Nillesen and Pierre Mohnen

Annuity selection in the presence of insurer default risk and government guarantees pp. 161-192

Pamela Searle, Peter Ayton and Iain Clacher

Availability of the seat belt defense: Implications for auto liability insurance pp. 193-212

Patricia Born, J. Bradley Karl and Charles Nyce

A behavioral gap in survival beliefs pp. 213-247

Giovanna Apicella and Enrico G. De Giorgi

Volume 90, issue 4, 2023

Fixed and variable longevity income annuities in defined contribution plans: Optimal retirement portfolios taking social security into account pp. 831-860

Vanya Horneff, Raimond Maurer and Olivia Mitchell

Do insurers use internal capital markets to manage regulatory scrutiny risk? pp. 861-897

Stephen G. Fier and Andre P. Liebenberg

Analyst coverage, executive compensation and corporate risk‐taking: Evidence from property–casualty insurance firms pp. 899-939

Tao Chen, Shinichi Kamiya, Pingyi Lou and Andreas Milidonis

Are female CEOs associated with lower insolvency risk? Evidence from the US property‐casualty insurance industry pp. 941-973

Jing Li and Jiang Cheng

Risk classification with on‐demand insurance pp. 975-990

Alexander Braun, Niklas Haeusle and Paul Thistle

Insurance demand in the presence of loss‐dependent background risk pp. 991-1026

Sebastian Hinck and Petra Steinorth

Regulatory capital and asset risk transfer pp. 1027-1061

Kyeonghee Kim, J. Tyler Leverty and Joan T. Schmit

The peer effect in adverse selection: Evidence from the micro health insurance market in Pakistan pp. 1063-1100

Xia Du, Wei Zheng and Yi Yao

Volume 90, issue 3, 2023

Lapses in long‐term care insurance pp. 569-595

Leora Friedberg, Wenliang Hou, Wei Sun and Anthony Webb

On the economics of the longevity risk transfer market pp. 597-632

Matthias Börger, Arne Freimann and Jochen Ruß

How the provision of inflation information affects pension contributions: A field experiment pp. 633-666

Pascal Büsing, Henning Cordes and Thomas Langer

Do pension buyouts help or hurt employees (retirees)? pp. 667-702

Yijia Lin, Richard D. MacMinn and Tianxiang Shi

A common thread linking the design of guarantee and nonescalating payments of public annuities pp. 703-742

Sau‐Him Paul Lau and Qilin Zhang

Detecting insurance fraud using supervised and unsupervised machine learning pp. 743-768

Jörn Debener, Volker Heinke and Johannes Kriebel

Linear pooling of potentially related density forecasts in crop insurance pp. 769-788

Austin Ramsey and Yong Liu

Improving risk classification and ratemaking using mixture‐of‐experts models with random effects pp. 789-820

Spark C. Tseung, Ian Weng Chan, Tsz Chai Fung, Andrei L. Badescu and X. Sheldon Lin

Volume 90, issue 2, 2023

Personal taxes, cost of insurer equity capital, and the case of offshore hedge fund reinsurers pp. 249-281

Greg Niehaus

Trading and liquidity in the catastrophe bond market pp. 283-328

Markus Herrmann and Martin Hibbeln

Capital requirements and claims recovery: A new perspective on solvency regulation pp. 329-380

Cosimo Munari, Stefan Weber and Lutz Wilhelmy

Insurance fraud detection: A statistically validated network approach pp. 381-419

Michele Tumminello, Andrea Consiglio, Pietro Vassallo, Riccardo Cesari and Fabio Farabullini

Enhancing claim classification with feature extraction from anomaly‐detection‐derived routine and peculiarity profiles pp. 421-458

Francis Duval, Jean‐Philippe Boucher and Mathieu Pigeon

Cheaper by the bundle: The interaction of frictions and option exercise in variable annuities pp. 459-486

Daniel Bauer and Thorsten Moenig

How does the insurer's mobile application sales strategy perform? pp. 487-519

An Chen, Yusha Chen, Finbarr Murphy, Wei Xu and Xian Xu

Executive compensation and corporate risk management pp. 521-557

Jiyeon Yun, James M. Carson and David L. Eckles

Volume 90, issue 1, 2023

Special issue on health insurer decision‐making pp. 5-8

Justin Sydnor

Do insurers respond to active purchasing? Evidence from the Massachusetts health insurance exchange pp. 9-31

Mark Shepard and Ethan Forsgren

Designing feasible and effective health plan payments in countries with data availability constraints pp. 33-57

Josefa Henriquez, Marica Iommi, Thomas McGuire, Emmanouil Mentzakis and Francesco Paolucci

The interplay between risk adjustment and risk rating in voluntary health insurance pp. 59-91

Peter Paul Klein, Richard van Kleef, Josefa Henriquez and Francesco Paolucci

Employer risk‐adjustment transitions with inertial consumers: Evidence from CalPERS pp. 93-121

Benjamin Handel, Nianyi Hong, Lynn M. Hua and Yuki Ito

Health insurers' use of quality improvement expenses to achieve a minimum medical loss ratio requirement pp. 123-154

Patricia H. Born, E. Tice Sirmans and Petra Steinorth

How do low‐income enrollees in the Affordable Care Act marketplaces respond to cost‐sharing? pp. 155-183

Kurt Lavetti, Thomas DeLeire and Nicolas Ziebarth

Are health insurers in multiple lines of business less profitable? An examination of scope economies in health insurance pp. 185-212

Patricia Born, Amanda Cook, Tice Sirmans and Charles Yang

Optimal health insurance pp. 213-241

Charles E. Phelps