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Ein zweiter Kreditmarkt für eine zweite Chance

Alexander Kritikos and Frank Wießner

Perspektiven der Wirtschaftspolitik, 2000, vol. 1, issue 3, 357-378

Abstract: Unregulated credit markets will not finance the majority of unemployed people when they aim to receive a loan for running their own business. In the US an optimal policy mix reduces the entry barriers so that the most promising self‐employment business plans are self‐selected and financed via a secondary credit market. By this tool unemployed persons get a second chance which opens the possibility for self‐employment. In Germany a similar approach is missing. The existing policy tools in the finance area are not designed to provide a second chance.

Date: 2000
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Perspektiven der Wirtschaftspolitik is currently edited by Lars P. Feld, J¸rgen von Hagen, Bernd Rudolph and Achim Wambach

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