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South African individual retirement savings: An analysis of the social factors

Gizelle Demarie Willows

Risk Management and Insurance Review, 2019, vol. 22, issue 3, 303-328

Abstract: This study's primary aim is to determine whether members of a South African tertiary institution's retirement fund are en route to have sufficient retirement savings. Secondly, the results are analysed between different social factors namely: age, gender, race, education level, marital status, and cost of employment. Survey data and information received directly from the retirement fund were used as inputs in a customised model. This method was unique to this study, that is, it was able to consider broader circumstances other than the member's retirement savings within the fund only. Among the sample of 753 respondents, one‐third of respondents will have insufficient retirement savings and

Date: 2019
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Handle: RePEc:bla:rmgtin:v:22:y:2019:i:3:p:303-328