THE IMPORTANCE OF ENSURING THE SOLVENCY OF THE BANKING IN OVERCOMING THE DIFFICULTIES ARISING FROM THE FINANCIAL CRISIS

Luminiţa Ion, Laurenţiu Frăţilă and Daniela Borisov
Additional contact information
Luminiţa Ion: Academy of Economic Studies, Bucharest, Romania
Laurenţiu Frăţilă: Academy of Economic Studies, Bucharest, Romania
Daniela Borisov: Academy of Economic Studies, Bucharest, Romania

Studies in Business and Economics, 2013, vol. 8, issue 3, 125-132

Abstract: Degree of coverage of risks represents the key to success and survival on a dynamic and innovative financial market. For this reason, is important for bank management, maintaining balanced structure of assets which are weighted to the risk, as well as ensure a proper connection between equity capital and attracted resource. The purpose of the article is to present a method used in the banking activity in order to reduce the effects of the risk of insolvency. Thus, we used the specific modalities for the determining of solvency indicators in order to establish the degree of capitalization of the bank.

Keywords: risk of insolvency; weighted assets; requirements by capital; indicators of solvency; profitability (search for similar items in EconPapers)
Date: 2013
References: View complete reference list from CitEc
Citations:

Downloads: (external link)
http://eccsf.ulbsibiu.ro/RePEc/blg/journl/8311ion&fratila&borisov.pdf (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:blg:journl:v:8:y:2013:i:3:p:125-132

Access Statistics for this article

More articles in Studies in Business and Economics from Lucian Blaga University of Sibiu, Faculty of Economic Sciences Lucian Blaga University of Sibiu, Faculty of Economic Sciences Dumbravii Avenue, No 17, postal code 550324, Sibiu, Romania. Contact information at EDIRC.
Bibliographic data for series maintained by Mihaela Herciu ().