The financial position of British households: evidence from the 2019 NMG Consulting survey

Harry Rigg (), Gosia Goralczyk () and Georgina Green
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Harry Rigg: Bank of England
Gosia Goralczyk: Bank of England

Bank of England Quarterly Bulletin, 2019, vol. 59, issue 4, 1-1

Abstract: The financial situation of households is a key determinant of how they respond to changes in the economy and monetary policy. In our latest survey of British households, conducted in September, households’ income expectations were stable, but spending expectations fell slightly. While households’ expectations around income and their own financial situation have remained relatively positive, their expectations about the wider economy have continued to be negative. The proportion of households that spend a large share of their income servicing mortgage debt has remained low, although the proportion of households with high mortgage debt relative to their income has risen slightly.

Date: 2019
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