Cui bono? – Die Bürgerversicherung und die Beihilfe

Bührer Christian (), Fetzer Stefan () and Hagist Christian ()
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Bührer Christian: WHU – Otto Beisheim School of Management, Lehrstuhl für Generationenübergreifende Wirtschaftspolitik, Burgplatz 2, D-56179 VallendarWHU – Otto Beisheim School of ManagementBurgplatz 2D-56179 VallendarGermany
Fetzer Stefan: Hochschule Aalen, Beethovenstraße 1, D-73430 AalenHochschule AalenBeethovenstraße 1D-73430 AalenGermany
Hagist Christian: WHU – Otto Beisheim School of Management, Lehrstuhl für Generationenübergreifende Wirtschaftspolitik, Burgplatz 2, D-56179 VallendarWHU – Otto Beisheim School of ManagementDie Familienunternehmer – Stiftungslehrstuhl für generationenübergreifende WirtschaftspolitikBurgplatz 2D-56179 VallendarGermany

Perspektiven der Wirtschaftspolitik, 2018, vol. 19, issue 3, 210-225

Abstract: The health policy debate in Germany rotates around the question whether Germany’s two pillar insurance system should be dissolved and replaced by universal coverage under the roof of the public system (so called citizen insurance, “Bürgerversicherung”). Most of the time, such a reform is argued from the perspective of the 90 percent of the German population which are already insured by a sickness fund. Rarely, the consequences of currently privately insurants are analysed. However, especially German civil servants are of great interest in this regard, as they are most times partly insured in the private scheme while the other part of their benefits is directly paid by the taxpayer. As the scheme for civil servants is more generous than the public scheme, the question of compensation arises when talking about the Bürgerversicherung reform. The analysis shows that if civil servants are only partly compensated by their employers (federal and state governments), the reform has a short-run negative fiscal impact.

Keywords: Health insurance; civil servants’ benefits; compensation; Krankenversicherung; Bürgerversicherung; Beihilfe; Kompensation; Health insurance; civil servants’ benefits; compensation (search for similar items in EconPapers)
JEL-codes: H55 H75 I13 (search for similar items in EconPapers)
Date: 2018
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DOI: 10.1515/pwp-2017-0054

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