ATM Direct Charging Reform: the Effect of Independent Deployers on Welfare

Jocelyn Donze () and Isabelle Dubec

Review of Network Economics, 2011, vol. 10, issue 2, 23

Abstract: In Australia, interchange fees on shared ATM transactions have been recently removed and replaced by usage fees directly set and received by ATM owners. We develop a model to study how entry of independent ATM deployers (IADs) affects welfare under the "direct charging scheme." We show that paradoxically, IAD entry benefits banks. Entry benefits consumers when they strongly value the associated growth of the ATM network.

Keywords: ATMs; direct charging reform; independent deployers (search for similar items in EconPapers)
Date: 2011
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (10)

Downloads: (external link)
https://doi.org/10.2202/1446-9022.1237 (text/html)
For access to full text, subscription to the journal or payment for the individual article is required.

Related works:
Working Paper: ATM Direct Charging Reform: the Effect of Independent Deployers on Welfare (2010)
Working Paper: ATM Direct Charging Reform: the Effect of Independent Deployers on welfare (2009)
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:bpj:rneart:v:10:y:2011:i:2:n:3

Ordering information: This journal article can be ordered from
https://www.degruyter.com/journal/key/rne/html

DOI: 10.2202/1446-9022.1237

Access Statistics for this article

Review of Network Economics is currently edited by Lukasz Grzybowski

More articles in Review of Network Economics from De Gruyter
Bibliographic data for series maintained by Peter Golla ().