MEASURES TO PREVENT THE RISK OF LENDING TO IMPROVE THE FINANCIAL PERFORMANCE. ANALYSIS OF THE CREDIT RISK SITUATION WITHIN BRD - GROUPE SOCIÉTÉ GÉNÉRALE S.A

Violeta Elena Dragoi (), Elena Larisa Preda () and Adelina Nicoleta Nicolescu ()
Additional contact information
Violeta Elena Dragoi: ”Valahia” University of Targoviste, Targoviste, Romania
Elena Larisa Preda: ”Valahia” University of Targoviste, Targoviste, Romania
Adelina Nicoleta Nicolescu: ”Valahia” University of Targoviste, Targoviste, Romania

Contemporary Economy Journal, 2019, vol. 4, issue 2, 65-74

Abstract: Risk management within BRD is based on an integrated concept that takes into account statutory and regulatory standards as defined and provided by the NBR and the European Supervisory Authorities, Société Générale risk management standards and generally accepted banking practices. The purpose of the research is to analyse the global exposure of the bank to credit risk, quantified by weighted and relative indicators, deepened by studying the risk at the segments of the clientele, by sectors of activity, by seniority groups of overdue loans, ofnot impaired loans and without arrears, as well as the coverage of credits with guarantees, and it is relevant to corroborate it with the indicators that express the financial performance of the credit institution.

Keywords: risk; credit; bank; indicators (search for similar items in EconPapers)
JEL-codes: G21 G32 (search for similar items in EconPapers)
Date: 2019
References: View references in EconPapers View complete reference list from CitEc
Citations:

Downloads: (external link)
http://www.revec.ro/papers/190208.pdf (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:brc:brccej:v:4:y:2019:i:2:p:65-74

Access Statistics for this article

More articles in Contemporary Economy Journal from Constantin Brancoveanu University
Bibliographic data for series maintained by Cristina GANESCU ().