INSURANCES STRUCTURE DEVELOPMENT PERSPECTIVES

Adriana, Nastase (Dumitrache) ()
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Adriana, Nastase (Dumitrache): Romanian Academy

Management Strategies Journal, 2023, vol. 59, issue 1, 72-76

Abstract: The insurance sector is an important part of the EU's financial sector. Insurance represents a key sector of the European economy, whose influence is felt both in the protection against risks in the economic and social field of the member countries, in the role of stimulator of the idea of saving in the medium and long term, and as a provider of funds for financial markets. The research method used in this work is the investigation of statistical sources, regarding the structure of insurance at the European level, as well as in Romania, in the last five years. The results signal that the globalization of financial services continues to mark the entire evolution of the insurance and reinsurance field, and also another important aspect refers to the sudden revaluation of risk premiums that can lead to a decrease in the value of insurers investment portfolios.

Keywords: insurance; structure; globalization; solvency (search for similar items in EconPapers)
JEL-codes: G22 (search for similar items in EconPapers)
Date: 2023
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Persistent link: https://EconPapers.repec.org/RePEc:brc:journl:v:59:y:2023:i:1:p:72-76

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