Analysys of Gross Loans and Reserves for Impaired Loans of Italian Listed Banks

Giovanni Ossola, Guido Giovando and Chiara Crovini
Additional contact information
Giovanni Ossola: University of Turin, Italy
Guido Giovando: University of Turin, Italy
Chiara Crovini: University of Turin, Italy

The International Journal of Economic Behavior - IJEB, 2016, vol. 6, issue 1, 73-84

Abstract: This study aims at monitoring the role of Net loans for banks in terms of impact on total assets and, consequently, the trend of gross loans and the reserves for impaired loans in the period between 2005 and 2013. We also investigate the correlation between loans and their related Reserves for impaired loans, by using the Pearson correlation ratio. Data were extracted from Bankscope, a database containing comprehensive information on financial companies in Italy. Our findings raise important issues on the administrative supervision of banks and the financial system in general. A strong concern regarding the steady increase of impaired loans emerged and consequently the possibility of mergers has become one of the solutions for pursuing a more efficient risk policy.

Keywords: Gross loans; Assets; Reserves; Impairment; Banks; Italian Stock Exchange; Correlation. (search for similar items in EconPapers)
Date: 2016
References: View references in EconPapers View complete reference list from CitEc
Citations:

Downloads: (external link)
http://ijeb.faa.ro/download/511_6%20_16-13_%20-%20OSSOLA.pdf (application/pdf)
http://ijeb.faa.ro/en/article/Analysys-of-Gross-Lo ... isted-Banks~511.html (text/html)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:but:ijebfa:v:6:y:2016:i:1:p:73-84

Access Statistics for this article

The International Journal of Economic Behavior - IJEB is currently edited by Fabio Musso

More articles in The International Journal of Economic Behavior - IJEB from Faculty of Business and Administration, University of Bucharest Contact information at EDIRC.
Bibliographic data for series maintained by Cosmin Catalin Olteanu ().