Financial innovation and entrepreneurship: Shedding light in dark places?

Jonathan Warner

Entreprendre & innover, 2021, vol. n° 48, issue 1, 66-73

Abstract: This paper explores the effects of new forms of finance on lending and borrowing. These include peer-to-peer lending, intermediary microfinance (e.g., Kiva), and new types of rewards-based funding (e.g., Kickstarter) that have the potential to resolve some of the problems of conventional forms of finance, community currencies, and digital currencies. They increase both transparency and the options available to borrowers. However, they also create dark places of their own.

Date: 2021
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