4. L’épargne des invisibles

Ana Perrin-Heredia

Regards croisés sur l'économie, 2019, vol. n° 24, issue 1, 71-81

Abstract: Savings inequalities are undoubtedly linked to income inequalities. These have an impact not only on the amount saved, but also on the frequency of saving practices, the proportion of income saved, as well as on the profitability of savings-related investments. However, these inequalities are overestimated by statistical measures related to savings. The implicit elements they contain (the nature of the saving-consumption trade-off, the temporality and form of savings) minimize the scale, duration, and nature of saving efforts made in the context of an individual?s circumstances. In doing so, they contribute to reinforcing socio-economic inequalities.

Date: 2019
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