Le mécanisme d’épargne-crédit a-t-il un effet sur les performances de remboursement des crédits des groupes solidaires ?. Le cas de la COOPEC ILEMA au Togo

Mawuli Kodjovi Couchoro and Dossè Djahini-Afawoubo

Revue économique, 2022, vol. 73, issue 4, 499-528

Abstract: This study first develops a simple theoretical model highlighting the positive effect of the saving and loan mechanism on the repayment performance of group lending. This theoretical model is then tested on survey data from a microfinance institution in Togo using logistic regression. The propensity score matching method is also used to account for possible selection biases. The results robustly show that the savings and loan mechanism has a positive impact on the repayment performance of group lending.

Keywords: group lending; saving and loan mechanism; repayment (search for similar items in EconPapers)
Date: 2022
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