Les spécificités des banques islamiques et la réglementation de Bâle III

Mohammad Bitar and Philippe Madiès

Revue d'économie financière, 2013, vol. N° 111, issue 3, 293-310

Abstract: This paper investigates the characteristics of Islamic banks by comparing them with those of conventional banks. Islamic banks? depositors are supporting higher risks. This will help to know how various ratios proposed by the Basel III regulatory framework could be amended to be appropriate for Islamic banks. The article shows the difficulties of such a generalization of the international regulation to Islamic banks. By focusing on the risk-adjusted capital ratio and the leverage ratio, which are the only ratios which can be calculated for Islamic banks, we show empirically that Islamic banks are much better capitalized than conventional banks and should more easily comply with the new capital constraints proposed by the Basel III accords. Classification JEL: G20, G21, G28.

JEL-codes: G20 G21 G28 (search for similar items in EconPapers)
Date: 2013
References: Add references at CitEc
Citations: View citations in EconPapers (1)

Downloads: (external link)
http://www.cairn.info/load_pdf.php?ID_ARTICLE=ECOFI_111_0293 (application/pdf)
http://www.cairn.info/revue-d-economie-financiere-2013-3-page-293.htm (text/html)
free

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:cai:refaef:ecofi_111_0293

Access Statistics for this article

More articles in Revue d'économie financière from Association d'économie financière
Bibliographic data for series maintained by Jean-Baptiste de Vathaire ().