Financement relationnel et coût du crédit des PME camerounaises

Hélène Euphrasie Alouanga and Georges Kobou

Revue d'économie financière, 2023, vol. N° 150, issue 2, 89-109

Abstract: In Cameroon, small and medium-sized enterprises (SMEs) have a hard time gaining access to bank financing. This is due to the very high cost of credit. Relationship financing seems to be an important and effective strategy for reducing the cost of credit. The goal of this article is to analyze the effect of relationship financing on the cost of credit for Cameroonian SMEs. The study uses data from a survey of 600 Cameroonian SMEs in the cities of Douala and Yaoundé. To do this, we used the ordinary least squares (OLS) method. The results of our analyses show that relationship financing has a positive and significant effect on the cost of credit to Cameroonian SMEs as long as the banking relationship and trust last. JEL Classification: C01, G21, L25, O10, R10.

JEL-codes: C01 G21 L25 O10 R10 (search for similar items in EconPapers)
Date: 2023
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