Le marché de l'assurance dépendance

Philippe Trainar

Revue d'économie financière, 2023, vol. N° 152, issue 4, 151-165

Abstract: This article aims to draw lessons from economic analysis in order to assess the possibilities of covering the long-term care risk through insurance. It starts by noting the fundamental ambiguity of this risk. As a result, contracts aimed at hedging this risk exhibit a fundamental asymmetry, which is a source of moral hazard. In addition to the intrinsic limits of existing solutions, these features determine the conditions for optimal risk coverage, in particular by insurance companies, as well as the conditions whereby this could help strengthen competition among nursing care facilities. and improve the quality of the choices available. JEL classification: D82, G22, I13.

JEL-codes: D82 G22 I13 (search for similar items in EconPapers)
Date: 2023
References: Add references at CitEc
Citations:

Downloads: (external link)
http://www.cairn.info/load_pdf.php?ID_ARTICLE=ECOFI_152_0151 (application/pdf)
http://www.cairn.info/revue-d-economie-financiere-2023-4-page-151.htm (text/html)
restricted

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:cai:refaef:ecofi_152_0151

Access Statistics for this article

More articles in Revue d'économie financière from Association d'économie financière
Bibliographic data for series maintained by Jean-Baptiste de Vathaire ().