?M-payment use and remittances in developing countries: a theoretical analysis?
Laetitia Chaix and
Dominique Torre ()
Revue d'économie industrielle, 2016, vol. n° 156, issue 4, 159-183
?Many developing countries are characterized by high levels of remittances and low levels of financial inclusion. In this context, introduction of M-payment services can be seen as a means of improving both financial inclusion and remittance levels. To our knowledge, M-payments and remittances so far have been studied separately?; in this paper, we investigate their interplay by analyzing how domestic use of M-payment services alters individual remittance decisions, and thus impact on aggregate remittance flows and welfare. We consider a theoretical model which accounts for both the decision to send a remittance and the remittance receivers? use thereof. We find that M-payment use has a positive effect on aggregate remittance flows and also a favorable impact on welfare. However, we find that once introduced, the price of M-payment services can have unpredictable effects. ?
Keywords: mobile-payment; M-payment; remittance flows (search for similar items in EconPapers)
References: View references in EconPapers View complete reference list from CitEc
Citations: Track citations by RSS feed
Downloads: (external link)
Working Paper: M-payment use and remittances in developing countries: a theoretical analysis (2016)
This item may be available elsewhere in EconPapers: Search for items with the same title.
Export reference: BibTeX
RIS (EndNote, ProCite, RefMan)
Persistent link: https://EconPapers.repec.org/RePEc:cai:reidbu:rei_156_0159
Access Statistics for this article
More articles in Revue d'économie industrielle from De Boeck Université
Bibliographic data for series maintained by Jean-Baptiste de Vathaire ().