Assurance maladie: Redéfinir le partage entre couverture obligatoire et complémentaire ?

Christine Delvallée and Bruno Ventelou

Revue de l'OFCE, 2004, vol. 91, issue 4, 333-348

Abstract: The article intends to evaluate the consequences of changing the mix between private and public health insurance in France, knowing that this evolution is induced de facto by the tendency of the French Social Security to opt for de-reimbursement policies. The analysis is built on a microeconomic representative database which authorises at the same time: macroeconomic assessment - how much to gain for public finances? - and microeconomic results: who is affected, who has been to be compensated and how much? The study shows that this strategy of reform should be complemented by, at least, two measures: compensation policies for elderly or unhealthy people without private health insurance; incitements for complementary insurance companies to take in charge the regulation of health services.

Date: 2004
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