L'impact des fusions-acquisitions bancaires sur les accords de crédit aux PME

Mehdi Nekhili and Ghassen Bouslama

Revue française de gestion, 2006, vol. 163, issue 4, 59-72

Abstract: Bank mergers and acquisitions affect the process of loan agreement by transforming the nature of the relationship between the bank and the borrowers as well as that between the different agents who intervene in the decision-taking process concerning the attribution of loans. SMEs are the firms most affected by this phenomenon. The study of the organizational aspect of banking enables a deeper analysis of the functions and motivations of the agents involved in the process of loan agreement and a better understanding of the changes of loan policy that follow a consolidation operation.

Date: 2006
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