L’octroi de crédit bancaire aux PME françaises depuis les réformes de Bâle. Sociologie d’une évaluation

Stéphanie Serve

Revue française de socio-Economie, 2022, vol. n° 28, issue 1, 179-199

Abstract: The objective of this article is to document the credit granting process since the Basel reforms. Our survey shows how banks value SMEs? credit risk through calculations as set out by Callon and Muniesa (2003) on the different chain segments induced by the bank?s organizational structure. We show that reducing risk is not the only objective involved in bank?s decisions: moral considerations and embeddedness logics are also at stake. The result of economic calculations generates a regulation of the credit offer.

Keywords: credit; banks; SME; Basel reforms; scoring (search for similar items in EconPapers)
Date: 2022
References: Add references at CitEc
Citations:

Downloads: (external link)
http://www.cairn.info/load_pdf.php?ID_ARTICLE=RFSE_028_0179 (application/pdf)
http://www.cairn.info/revue-francaise-de-socio-economie-2022-1-page-179.htm (text/html)
free

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:cai:rfsdec:rfse_028_0179

Access Statistics for this article

More articles in Revue française de socio-Economie from La découverte
Bibliographic data for series maintained by Jean-Baptiste de Vathaire ().