Electronic Banking Services in Economy Based on Knowledge

Cecilia Rabontu

Annals - Economy Series, 2009, vol. 1, 49-68

Abstract: The term "electronic banking" or "ebanking" covers both computer and telephone banking. Using computer banking, a charity’s computer either dials directly into its bank's computer or gains access to the bank’s computer over the internet. Using telephone banking, the charity controls its bank accounts by giving the bank instructions over the telephone. Both computer and telephone banking involve the use of passwords which give access to the charity’s accounts.Technological innovation and competition among existing banking organizations have allowed a wider array of banking products and services to become accessible and delivered through the Internet. The rapid development of e-banking capabilities carries risks as well as benefits. The bankers are to recognize, address and manage banking institutions in a prudent manner according to the fundamental characteristics and challenges of e-banking services.

Keywords: banking system; electronic banking; telephone banking; internet banking; internet-based payments (search for similar items in EconPapers)
JEL-codes: D23 G21 G24 O11 (search for similar items in EconPapers)
Date: 2009
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Citations: View citations in EconPapers (1)

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