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REALITIES AND PROSPECTS OF LENDING ACTIVITY IN ROMANIA

Nela Loredana Meita, Lavinia Netoiu and Roxana Ispas
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Nela Loredana Meita: UNIVERSITY OF CRAIOVA, FACULTY OF ECONOMY AND BUSINESS ADMINISTRATION
Lavinia Netoiu: UNIVERSITY OF CRAIOVA, FACULTY OF ECONOMY AND BUSINESS ADMINISTRATION
Roxana Ispas: UNIVERSITY OF CRAIOVA, FACULTY OF ECONOMY AND BUSINESS ADMINISTRATION

Annals - Economy Series, 2014, vol. 6, 204-209

Abstract: In this paper are presented the actions of Romanian banks in granting loans to both individuals and legal entities, taking into account credit conditions imposed by the Central Bank, by reducing the key of the interest rate to 3.75%. The actions carried to cheapening credit continued reduction in reserve ratios on deposits in RON and in foreign currency.

Keywords: monetary policy; loans; Central Bank interest rates; financing (search for similar items in EconPapers)
Date: 2014
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