E-BANKING AND BANKS’ PERFORMANCE IN ROMANIA

Lavinia M. Guțu
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Lavinia M. Guțu: Academia de Studii Economice din București, România

Management Intercultural, 2015, issue 33, 287-295

Abstract: Banks are important entities in the economy as they have a significant role in maintaining and encouraging the development of economic sectors. This is possible through the work of refocusing resources from those who have surplus to those who are in a deficit situation. Therefore, like any other company, the performance is highly desirable for banks. It is therefore essential to identify which are the main factors influencing the achievement of this goal. From this perspective, this paper aims to analyze the microeconomic factors affecting the financial performance of banks in Romania. Special attention will be paid to Internet technology or ICT as part of new banking technologies because, so far, in Romania, there are few studies of this kind.

Keywords: bank performance; electronic banking; return on assets; return on equity; internet banking (search for similar items in EconPapers)
JEL-codes: G21 G29 G30 (search for similar items in EconPapers)
Date: 2015
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