Impact of Digitalization on the Performance of the Algerian Banking Sector

Ahmed Fayçal Taleb, Zenagui Slimani and Sami Mohamed Bennouna
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Ahmed Fayçal Taleb: Laboratoire de Développement Local Durable, Université Yahia Frés Médéa- Algérie
Zenagui Slimani: Université Belhadj Bouchaib- Ain Temouchent – Algérie
Sami Mohamed Bennouna: Université Belhadj Bouchaib- Ain Temouchent – Algérie

Management Intercultural, 2025, issue 54, 29-39

Abstract: This article aims to highlight the efforts made in Algeria to launch digital banking and attempts to evaluate the impact of the development of digital banking on the performance of the Algerian banking sector after the establishment of two payment systems modern ARTS and ATCI using multiple linear regression for the period from 2010 to 2023. The results show that the activity of the ARTS which concerns transfers of trustees by tele -compensation is the source of banking profitability while digital banking services processed by the ATCI d’ont contribute to improving the performance and profitability of the Algerian banking sector.

Keywords: Digitalization; Online Banking; Gross Domestic Product; Performance of the Banking Sector (search for similar items in EconPapers)
JEL-codes: H26 H83 O33 (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:cmj:interc:y:2025:i:54:29-39

DOI: 10.70147/m542939

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