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BANKING SYSTEM STABILITY: COMMERCIAL AND CO-OPERATIVE BANKS

Dumitru-Cristian Oanea and Ioana-Raluca Diaconu
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Dumitru-Cristian Oanea: Bucharest University of Economic Studies
Ioana-Raluca Diaconu: Alexandru Ioan Cuza University, Iasi

SEA - Practical Application of Science, 2014, issue 3, 404-410

Abstract: Commercial banks and co-operative banks are credit institutions, but there are some differences between the main operations proceeded by each of them. Based on these specific characteristics, we want to identify the manner in which financial crisis affected their activity. As we all know, the financial crisis had a major impact in the United States, the “natal” country of the crisis, because great banks such as Lehman Brothers or Merrill Lynch have bankrupted. Even if the Romanian banking system was not affected by such catastrophic situations, surely the financial crisis had a significant impact on it. This topic is worth to be analysed, because we would be able to identify the risk differences between these two types of business: commercial banks versus co-operative banks.

Keywords: Commercial bank; Co-operative bank; Financial crisis; Bank risk (search for similar items in EconPapers)
JEL-codes: D81 G21 P13 (search for similar items in EconPapers)
Date: 2014
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