L'évolution du prix réel de l'assurance automobile au Québec depuis la réforme 1978

Claude Fluet and Pierre Lefebvre

Canadian Public Policy, 1990, vol. 16, issue 4, 374-386

Abstract: In recent years, issue of automobile insurance has required governments to make fundamental and controversial choices. In Quebec, the 1979 automobile insurance reform introduced a universial no-fault regime. There is no overall assessment of the consequences of this reform. However, an analysis for the ten years following the reform indicates that its objectives of improving the protection against economic losses resulting from road accidents and maintaining the cost of this protection at reasonable level, have been achieved. In particular the expected efficiency gain due to the implementation of no-fault insurance has been realized. Thus the political choices made in 1978 appear to have been well justified.

Date: 1990
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