Guaranteed Income Supplement (GIS) Status Amongst the Retired Population: An Analysis of the Incidence

Ross Finnie (), David Gray and Yan Zhang

Canadian Public Policy, 2013, vol. 39, issue s1, 65-80

Abstract: Our focus is on the event of receipt of low-income support benefits amongst Canadians who are 65 or older. The outcome that we model empirically is the incidence rate for Guaranteed Income Supplement (GIS) benefits. We estimate multivariate models to investigate the effects of age, cohort, marital status, province of residence, urban versus rural residency, and immigration status. We also include lagged variables tied to income and savings activity that occurred during the prime earnings years of retirees. We discern many sharp patterns for the incidence rate for most of these regressors. One notable finding is that with all other factors held constant, those with spouses are less likely to receive GIS benefits.

Date: 2013
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