Una nueva mirada a la inclusión financiera en Chile

Cristián Cuevas Valdés ()
Additional contact information
Cristián Cuevas Valdés: Centro de Estudios Financiros - ESE Business School, Universidad de los Andes

Estudios Públicos, 2016, issue 143, 77-107

Abstract: Despite a significant growth in the ownership of financial products among the population, international evidence shows that in practice most of households do not effectively use these products. From the author point of view, this represents a challenge Chilean 2014 Household Financial Survey to estimate a probit model, with selection bias correction, to analyze socioeconomic and demographic determinants that influence both access and use of debit and credit cards in Chile. Public policy implications are derived from the paper’s findings: encouraging savings, taking advantage of complementarities with other assets and financial products, and expanding the use of internet would have a positive effect on financial inclusion.

Keywords: financial inclusion; savings; credit (search for similar items in EconPapers)
JEL-codes: D14 G21 (search for similar items in EconPapers)
Date: 2016
References: Add references at CitEc
Citations:

Downloads: (external link)
https://estudiospublicos.cl/index.php/cep/article/view/154 (text/html)
https://estudiospublicos.cl/index.php/cep/article/view/154/161 (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:cpt:journl:v::y:2016:i:143:p:77-107

Access Statistics for this article

More articles in Estudios Públicos from Centro de Estudios Públicos Contact information at EDIRC.
Bibliographic data for series maintained by Aldo Mascareño ().