The Influence of Expense Loadings on the Fairness of a Tariff

Jean Lemaire

ASTIN Bulletin, 1984, vol. 14, issue 2, 165-171

Abstract: In non-life insurance, it is nearly always assumed that the expense loading is a fraction of the risk premium. This may deeply affect the fairness of a tariff, as illustrated in the case of the Belgian bonus-malus system.

Date: 1984
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