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Experience Rating Schemes for Fleets of Vehicles*

Denise Desjardins, Georges Dionne and Jean Pinquet ()

ASTIN Bulletin, 2001, vol. 31, issue 1, 81-105

Abstract: This paper proposes bonus-malus systems for fleets of vehicles, by using the individual characteristics of both the vehicles and the carriers. Bonus-malus coefficients are computed from the history of claims or from the history of safety offences of the carriers and the drivers. The empirical results are derived from a data set obtained from the Société de l'Assurance Automobile du Québec, the public insurer for bodily injuries and the regulator of road safety.

Date: 2001
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Related works:
Working Paper: Experience rating schemes for fleets of vehicles (2000) Downloads
Working Paper: Experience Rating Schemes for Fleets of Vehicules (2000)
Working Paper: Experience rating schemes for fleets of vehicles (1999)
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