The Impact of Regulatory and Monetary Factors on Bank Loan Charges

Michael A. Goldberg

Journal of Financial and Quantitative Analysis, 1981, vol. 16, issue 2, 227-246

Abstract: The objective of this study is to determine the impact of money market conditions and a bank's regulatory environment on the interest rates banks charge on their loans. This is accomplished through the analysis of the effect of these impacts, in a multiperiod framework, on a bank's optimal investment and borrowing decisions and the minimum required rate of return on its asset portfolio.

Date: 1981
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Persistent link: https://EconPapers.repec.org/RePEc:cup:jfinqa:v:16:y:1981:i:02:p:227-246_00

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