Ways to Increase the Efficiency of Lending Activity of Banks in Romania

Elena-Violeta Dragoi and Larisa Elena Preda
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Elena-Violeta Dragoi: Valahia University of Targoviste, Romania
Larisa Elena Preda: Valahia University of Targoviste, Romania

Economics and Applied Informatics, 2016, issue 3, 44-48

Abstract: As important part of the financial system, the banking sector has undergone negative in terms of quality loan portfolio, changes resulting from the difficult economic climate, particularly by the slowdown of economic activity and national currency depreciation. Regarding credit policy is discussed certain measures aimed to restore the economic balance in order to achieve a certain level of economic growth. The paper approaches the ways of continuous improvement of loan portofolio quality and achieving achieving efficient lending policy effects.

Keywords: Bank; Crisis; Credit; Performance; Risk; Policy (search for similar items in EconPapers)
Date: 2016
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Persistent link: https://EconPapers.repec.org/RePEc:ddj:fseeai:y:2016:i:3:p:44-48

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