Aggregate Presentation of the Financial-Banking System in Romania and France

Viorica Ioan, Ioana Lazarescu and Cristina Garstea
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Viorica Ioan: Dunarea de Jos University of Galati, Romania
Ioana Lazarescu: Dunarea de Jos University of Galati, Romania
Cristina Garstea: Dunarea de Jos University of Galati, Romania

Economics and Applied Informatics, 2020, issue 3, 114-118

Abstract: Banking activity is necessary and fundamental in the socio-economic operation by involving economic flows and circuits, present in correlation with the financial element. From this perspective, the banking activity is characterized by the complexity and diversity of risks, an ascending evolution due to the increase of the economic-financial circuits on the domestic and international banking financial markets. Moreover, the burden on the financial sector highlights how economic growth and financial stability evolve in line with risk management in the banking system. Therefore, banks in the Romanian and French banking system operate according to a program developed to identify, quantify, know, and initiate measures to avoid or reduce risks.

Keywords: Financial-banking; Monetary institutions; Consolidated balance sheet; Internal and external assets; Credit; Risk; Portfolio (search for similar items in EconPapers)
Date: 2020
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Persistent link: https://EconPapers.repec.org/RePEc:ddj:fseeai:y:2020:i:3:p:114-118

DOI: 10.35219/eai15840409144

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