Financial-Banking Analysis of Credit Risk at Groupe Société Générale

Viorica Ioan, Ioana Lazarescu and Cristina Garstea
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Viorica Ioan: Dunarea de Jos University of Galati, Romania
Ioana Lazarescu: Dunarea de Jos University of Galati, Romania
Cristina Garstea: Dunarea de Jos University of Galati, Romania

Economics and Applied Informatics, 2021, issue 2, 88-93

Abstract: Lending risk in the Romanian financial-banking system expresses the probability of destabilization that may affect how the credit is used. The banking institution also plays a special role, which mentions the possibilities of repaying the loan at the due date with the related costs. In this sense, we performed the financial-banking analysis of the solvency indicators, of the risk generating causes, of the risk coverage capacity, and the administration methods at the local and national level regarding the lending risk.

Keywords: credit risk; financial bank analysis; RWA; PD; LGD; EAD; provisions; risk exposure; non-performing credit (search for similar items in EconPapers)
Date: 2021
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Persistent link: https://EconPapers.repec.org/RePEc:ddj:fseeai:y:2021:i:2:p:88-93

DOI: 10.35219/eai15840409195

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