The interest rate of the commercial banks in Kosovo and competition
Gani Asllani ()
Additional contact information
Gani Asllani: College of “Biznes”, Kosovo
EuroEconomica, 2014, issue 2(33), 135-141
Abstract:
The objective of this study is to analyze factors having impact in determination of the interest rates for loans and deposits in Kosovo and in the region. In the study paper are also analyzed the reasons why interest rates for loans in Kosovo are evidently higher than in the countries in region and EU. The optimal policy of the interest rate is one of the essential preconditions for proper orientation of economic development of the country. High interest rates in credits (loans) make it difficult crediting conditions whereas the lower ones discourage depositors, impact of which is directly reflected into economic development. The spred of interest rate in credits and deposits is an indicator of insufficient effective competition and gives a chance for intervention with monetary and other policies to improve business environment.
Keywords: interest rate; commercial banks; competition. (search for similar items in EconPapers)
Date: 2014
References: Add references at CitEc
Citations: View citations in EconPapers (1)
Downloads: (external link)
http://journals.univ-danubius.ro/index.php/euroeconomica/article/view/2515/2512 (application/pdf)
Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.
Export reference: BibTeX
RIS (EndNote, ProCite, RefMan)
HTML/Text
Persistent link: https://EconPapers.repec.org/RePEc:dug:journl:y:2014:i:2:p:135-141
Access Statistics for this article
More articles in EuroEconomica from Danubius University of Galati Contact information at EDIRC.
Bibliographic data for series maintained by Florian Nuta ().