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La riqueza de los pobres. Los Microahorros

José Boza Chirino and José Ignacio Zabaleta
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José Boza Chirino: Universidad de Las Palmas de Gran Canaria. Spain.
José Ignacio Zabaleta: Universidad de Las Palmas de Gran Canaria. Spain.

Economic Analysis Working Papers (2002-2010). Atlantic Review of Economics (2011-2016), 2012, vol. 1, -

Abstract: People who do not have access to the financial system also saved. In this work we explain the most commonly used forms of savings who have no access to formal banking. As we shall see, the form of savings varies from one culture to another, from one country to another and from one circumstance to another. Currently, global emerging micro-savings or savings of small amounts of money in microfinance institutions (MFIs), these institutions, and most were born like NGOs specialized in the provision of microcredit. Among the objectives of the study is to figure out whether, from a financial standpoint, the savings of poor people are at different risks depending on the MFIs in which they conduct their deposits.

Date: 2012
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