Bank lending standards and the origins and implications of the current banking crisis

Angela Maddaloni and Jose-Luis Peydro

Research Bulletin, 2010, vol. 9, 6-9

Abstract: This article analyses some contributing factors of the current fi nancial crisis, which was mainly originated by the accumulation of risks in banks’ loan portfolios. Once the bank risks materialised, banks reacted by tightening their lending standards, thereby reducing the supply of bank loans to the private sector for investment and consumption. This has been one of the factors contributing to the economic downturn. JEL Classification: G0, G1

Keywords: lending standards; banking crisis (search for similar items in EconPapers)
Date: 2010-03
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Persistent link: https://EconPapers.repec.org/RePEc:ecb:ecbrbu:2010:0009:2

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