Liberalization of Financial Services and Performance of Commercial Banks in Algeria: An Empirical Study (1998 2012)

Rachida Benahmed-Daho, Abdelnacer Bouteldja and Ali Bendob
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Rachida Benahmed-Daho: Faculty of Economic Sciences, Management, and Commercial Sciences, University of Tlemcenm, Tlemcen 13000, Algeria
Abdelnacer Bouteldja: Faculty of Economic Sciences, Management, and Commercial Sciences, University of Tlemcenm, Tlemcen 13000, Algeria

International Journal of Economics and Financial Issues, 2015, vol. 5, issue 4, 889-896

Abstract: The banking system is facing deep and varied challenges due to financial openness and bank liberalization (LIB) which both call for the removal of all restrictions and barriers on banking activities, as well as for a competition between foreign and local banks, which has increased in recent years. The aim of this paper is to investigate the impact of financial LIB on banking efficiency in Algeria. Using three varieties of a panel data regression model on a sample of 10 Algerian commercial banks (public and private) for the period during 1998-2012. Our results show a negative and significant impact of financial LIB on Algerian banking performance during the period studied.

Keywords: Financial Liberalization; Performance; Commercial Banks; Algerian; Panel Data (search for similar items in EconPapers)
JEL-codes: G21 G23 L25 (search for similar items in EconPapers)
Date: 2015
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Citations: View citations in EconPapers (1)

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