Palestinian Banks Analysis Using CAMEL Model

Khaled A. Zedan and Ghassan Daas
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Khaled A. Zedan: Department of Finance and Banking, Faculty of Economic and Social Studies, An-Najah National University, Nablus, Palestine,
Ghassan Daas: Department of Accounting, Faculty of Economic and Social Studies, An-Najah National University, Nablus, Palestine.

International Journal of Economics and Financial Issues, 2017, vol. 7, issue 1, 351-357

Abstract: This study attempts to evaluate the performance and financial soundness of Palestinian Commercial Banks for the year 2015 using CAMEL rating model. The CAMEL model provides a means to categorized bank based on the overall health, financial status, and managerial operation. Banks were sustained rating based on the performance in five areas: Capital adequacy, asset quality, management efficiency, earning quality, and liquidity. We applied capital adequacy ratio to analyze capital adequacy parameter, non-performing loans to total loans to analyze of assets quality parameter, non expense ratio for analyzing management quality parameter, return on assets and return on equity to analyze earnings ability and total loans to total deposits ratio to analyze liquidity management.

Keywords: CAMEL Approach; Financial Institutions; Palestine (search for similar items in EconPapers)
JEL-codes: G20 G21 (search for similar items in EconPapers)
Date: 2017
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Citations: View citations in EconPapers (3)

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Persistent link: https://EconPapers.repec.org/RePEc:eco:journ1:2017-01-46

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