The gender gap in ‘Bitcoin literacy’

Christina Bannier, Tobias Meyll, Florian Röder and Andreas Walter

Journal of Behavioral and Experimental Finance, 2019, vol. 22, issue C, 129-134

Abstract: Using nationally representative US data, we show that women possess weaker knowledge regarding the characteristics of Bitcoin compared to men. Investigating the determinants driving this gap, we find that socio-demographics and personality traits explain only a small share of the gap. Adding measures for actual and perceived financial literacy explains approximately 40 percent of the gender gap in Bitcoin literacy. Experience with digital technology, in contrast, does not have additional explanatory power. Our results indicate that closing gender gaps in financial literacy is important, but safeguarding financial wellbeing in increasingly digitalized financial systems becomes ever more complex.

Keywords: Bitcoin; Bitcoin literacy; Financial literacy; Gender gap; Gender differences; Household finance (search for similar items in EconPapers)
JEL-codes: D14 J16 O33 (search for similar items in EconPapers)
Date: 2019
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Citations: View citations in EconPapers (5)

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Persistent link: https://EconPapers.repec.org/RePEc:eee:beexfi:v:22:y:2019:i:c:p:129-134

DOI: 10.1016/j.jbef.2019.02.008

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