Direct evidence of risk aversion as a source of advantageous selection in health insurance

Hendrik Schmitz

Economics Letters, 2011, vol. 113, issue 2, 180-182

Abstract: Using the self-stated degree of risk aversion regarding health from the GSOEP we find some evidence for risk aversion being a source of advantageous selection. Risk averse men more often procure supplementary insurance for hospital visits despite needing the additional coverage less.

Keywords: Risk aversion; Health insurance; Advantageous selection (search for similar items in EconPapers)
JEL-codes: D82 G22 I11 (search for similar items in EconPapers)
Date: 2011
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Citations: View citations in EconPapers (25)

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Persistent link: https://EconPapers.repec.org/RePEc:eee:ecolet:v:113:y:2011:i:2:p:180-182

DOI: 10.1016/j.econlet.2011.06.016

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