Student loan and credit risk in Korea

Byung-Suk Han, Hyoung-Goo Kang and Sang-Gyung Jun

Economics Letters, 2015, vol. 135, issue C, 121-125

Abstract: This study first analyzes factors affecting default of student loans in Korea, using nationwide data. Default of student loans is a function of gender, major, loan balance, etc., being consistent with prior studies. However the effect of age and marital status in our analysis is not consistent with prior studies. We first document new variables affecting student loan defaults such as grace period and repayment period.

Keywords: Korea; Student loan; Default; Consumer finance; Credit risk (search for similar items in EconPapers)
JEL-codes: G21 (search for similar items in EconPapers)
Date: 2015
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Citations: View citations in EconPapers (1)

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Persistent link: https://EconPapers.repec.org/RePEc:eee:ecolet:v:135:y:2015:i:c:p:121-125

DOI: 10.1016/j.econlet.2015.08.018

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