EconPapers    
Economics at your fingertips  
 

To screen or not to screen? Let the competition decide

Nikolaos Papanikolaou ()

Economics Letters, 2018, vol. 170, issue C, 175-178

Abstract: We develop a model of spatial competition to explore how changes in the market structure affect the incentives of banks to screen loan applicants. We take a post-crisis perspective that treats the number of banks as exogenous. Our findings reveal that the relaxation of competition distorts banks’ incentives to invest in screening.

Keywords: Financial crisis; Bank competition; Market structure; Screening (search for similar items in EconPapers)
JEL-codes: D40 D82 G21 (search for similar items in EconPapers)
Date: 2018
References: View references in EconPapers View complete reference list from CitEc
Citations: Track citations by RSS feed

Downloads: (external link)
http://www.sciencedirect.com/science/article/pii/S0165176518302386
Full text for ScienceDirect subscribers only

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:eee:ecolet:v:170:y:2018:i:c:p:175-178

Access Statistics for this article

Economics Letters is currently edited by Economics Letters Editorial Office

More articles in Economics Letters from Elsevier
Bibliographic data for series maintained by Dana Niculescu ().

 
Page updated 2019-04-06
Handle: RePEc:eee:ecolet:v:170:y:2018:i:c:p:175-178