How much does health insurance cost? Comparison of premiums in administrative and survey data

Jeff Larrimore and David Splinter

Economics Letters, 2019, vol. 174, issue C, 132-135

Abstract: Using newly available administrative data from the IRS, this paper studies the distribution of employer-sponsored health insurance premiums. Previous estimates, in contrast, were almost exclusively from household surveys. After correcting for coverage limitations of IRS data, we find average premiums for employer-sponsored plans are roughly $1,000 higher in IRS records than in the Current Population Survey. The downward bias in the CPS results from underestimating premiums of married workers and topcoding of high premiums.

Keywords: Health insurance premiums; Nonwage benefits distribution; IRS data (search for similar items in EconPapers)
JEL-codes: D3 I13 J32 (search for similar items in EconPapers)
Date: 2019
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Citations: View citations in EconPapers (5)

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Working Paper: How Much Does Health Insurance Cost? Comparison of Premiums in Administrative and Survey Data (2018)
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Persistent link: https://EconPapers.repec.org/RePEc:eee:ecolet:v:174:y:2019:i:c:p:132-135

DOI: 10.1016/j.econlet.2018.11.001

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