Communication frictions in banking organizations: Evidence from credit score lending

Stefano Filomeni, Gregory F. Udell and Alberto Zazzaro ()

Economics Letters, 2020, vol. 195, issue C

Abstract: By using mid-corporate loan-level data on loan approval decisions collected from a large European bank, we investigate whether spatially-based bank organizational frictions affect borrowers’ credit availability.

Keywords: Communication frictions; Bank organization; Soft information; Credit score lending (search for similar items in EconPapers)
JEL-codes: D82 G21 L14 (search for similar items in EconPapers)
Date: 2020
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Citations: View citations in EconPapers (6)

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Persistent link: https://EconPapers.repec.org/RePEc:eee:ecolet:v:195:y:2020:i:c:s0165176520302585

DOI: 10.1016/j.econlet.2020.109412

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