Money on the table: Some evidence on the role of liquidity constraints in 401(k) saving

Gary V. Engelhardt and Anil Kumar

Economics Letters, 2008, vol. 99, issue 2, 402-404

Abstract: Using Health and Retirement Study data on contributions, earnings, and pension plans, we examine the role of liquidity constraints in explaining why employees fail to take full advantage of employer matching contributions in 401(k) plans, leaving "money on the table."

Date: 2008
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