EconPapers    
Economics at your fingertips  
 

The effects of bank regulations, competition, and financial reforms on banks' performance

Sami Ben Naceur () and Mohammed Omran

Emerging Markets Review, 2011, vol. 12, issue 1, 1-20

Abstract: In this paper, we examine the influence of bank regulation, concentration, and financial and institutional development on commercial bank margins and profitability across a broad selection of Middle East and North Africa (MENA) countries. The empirical results suggest that bank-specific characteristics, in particular bank capitalization and credit risk, have a positive and significant impact on banks' net interest margin, cost efficiency, and profitability. Also we find that macroeconomic and financial development indicators have no significant impact on net interest margins, except for inflation. Regulatory and institutional variables seem to have an impact on bank performance.

Keywords: Bank; interest; margin; Bank; profitability; Dynamic; panel; data; and; MENA; region (search for similar items in EconPapers)
Date: 2011
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (55) Track citations by RSS feed

Downloads: (external link)
http://www.sciencedirect.com/science/article/pii/S1566-0141(10)00042-7
Full text for ScienceDirect subscribers only

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:eee:ememar:v:12:y:2011:i:1:p:1-20

Access Statistics for this article

Emerging Markets Review is currently edited by Jonathan A. Batten

More articles in Emerging Markets Review from Elsevier
Bibliographic data for series maintained by Haili He ().

 
Page updated 2020-07-08
Handle: RePEc:eee:ememar:v:12:y:2011:i:1:p:1-20