Does internet use drive rural household savings? Evidence from 7825 farmer households in rural China

Miao Zeng, Jiang Du, Xiaoyu Zhu and Xin Deng

Finance Research Letters, 2023, vol. 57, issue C

Abstract: Based on the 7825 farmer households from the 2016 China Labor Dynamic Survey Database (CLDS), this study employs the Tobit model and endogenous switching model to empirically investigate the impact of Internet use on rural household savings. This study finds that: (1) Internet use in rural areas significantly promotes rural household savings. (2) Farmers with Internet use and close to the bank, may have higher saving rates than farmers with Internet use and far from the bank. (3) Rural household savings are also closely associated with the characteristics of the household head, household members, and the geographic location of the village.

Keywords: Internet use; Household savings; Farmers; Tobit model; Endogenous switching model (search for similar items in EconPapers)
Date: 2023
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (4)

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Persistent link: https://EconPapers.repec.org/RePEc:eee:finlet:v:57:y:2023:i:c:s1544612323006475

DOI: 10.1016/j.frl.2023.104275

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